In life, there’s no certainty of anything as no one knows what is going to happen the next moment. So, we always need to be prepared for the worst in terms of financial security. How would you manage the urgent medical cost at the end of the month? What would you do if your car met with an accident? Both these unfortunate situation requires money for paying the bills of car repairing and medical costs. To get yourself covered, you will need to buy the New India assurance for your precious health and car.
The two most important insurance policies that you need for securing your life financially is health and car. If you wish to know more about these insurance plans then go ahead and read it.
New India Assurance Car Insurance Plan
The new India assurance provides different car insurance plans as per the exact need of policy buyers. These plans ensure financial protection to cars from any unfortunate events. There’s no one who can deny the fact that your car always needs insurance. In India, buying a car insurance plan is mandatory which is good for the policy buyer in many aspects. But, it is more important to get the insurance that will provide coverage from all sorts of damages and events.
With this company, the policy buyer will get two types of plans for car insurance. This includes:
Liability Only Plan:
- Liability Only Plan offers Third party property damage coverage to the policyholders.
- It also offers coverage of third party liability in case of death or injury. Apart from this, there is a personal accident cover for the car owner-driver.
Along with coverage under liability only, this Package Plan offers coverage against damage and loss of the car. The insured car and its accessories will get cover against:
- If there happens accident by external means.
- This package plan also covers the expenses of car repairing that uncured because of lighting, explosion, self-ignition, and fire.
- There will be protected against natural calamities such as hailstorm, storm, flood, cyclone, etc.
- It provides expenses that uncured under theft or any similar eventualities.
New India Assurance Health insurance
Another New India assurance that an individual can buy is health insurance. With this insurer, you will get a number of health insurance products both for family and individuals. As the medical cost is skyrocketing, there is a great need for health insurance. This helps people to overcome chaos and financial problems at the time of medical urgency. Along with medical & financial assistance, the insured person will also get complete peace of mind with a medical-claim. Here, a question arises- why to buy New India Assurance health insurance products.
With this insurer, the individuals will get a grace period of 1 month from the due date of the policy. The best part is that the health plan can be renewed lifelong. The health insurance plans are available from the age of 18 years to 65 years.
Features of New India Assurance Health Insurance
The new India assurance co ltd offers multiple features to the policyholder when they buy a health insurance product. These are:
- It offers Health Check-up costs to the individual at the end of 3 claim-free years.
- Health insurance provides coverage for a maximum of 6 family members. This includes 4 children and 2 adults.
- One of the best features of health insurance is the Pre & Post hospitalization cover. This means the insured person will be covered for medical expenses for 30 days prior and 60 days post-hospitalization.
- The plans that come with this health insurance ensures lifelong renewable.
- Another benefit is the coverage of the pre-existing disease for 4 years of the waiting period
Some of the important health insurance products are:
- New India Assurance Cancer Mediclaim: The policy buyer needs to be below 70 years and not diagnosed with cancer already.
- New India Assurance Premier Mediclaim Policy: It can offer protection up to 6 members of the family for up to Rs.1 crore. There will be coverage for critical illnesses, hospitalization expenses, Homeopathy, Ayurveda, Unani, and many more.
- New India Top-Up Mediclaim: This sort of insurance plan ensures coverage only after a specified limit of expenses has been reached. It is mainly taken as an addition to another health insurance policy.
- New India Floater Mediclaim: It is especially for the coverage of hospitalization expenses in case of emergency or planned hospitalization.
- New India Assurance Asha Kiran Policy: There is coverage for both hospitalization expenses and personal accident for the insured person as well as its family.
The online renewal process of New India Assurance Health Insurance
The new India assurance renew is quick and requires just a few details.
- The first step is visiting the official website of New India assurance.
- Now, enter the Customer ID.
- You will get a renewed Quote No through SMS.
- After this, just check your details and then make sure to save the “Quote” to proceed.
- The policyholder needs to make payment of premium by making use of Net banking, credit card, or debit card. You can use any mode of payment for the online renewal of health insurance.
- If the payment is successful then the policy will get renewed.
No matter which health insurance plan you are buying, you will get it via new India assurance online. Right from car insurance to health insurance, this insurer allows the policy buyers to save their time with online buying. Just by comparing the plans and getting quotes, you can find a better insurance plan as per your need and requirements.